Actual Budget is an open-source personal finance app inspired by envelope budgeting (YNAB-style). It is local-first: your budget lives on your devices, with an optional self-hosted server for multi-device sync—no subscription required for the core software.
Key Features
- Envelope Budgeting: Give every dollar a job with category envelopes.
- Local-First: Works as a desktop app with data you own.
- Self-Hosted Sync: Run the Actual server for phone/desktop sync.
- Imports: Bring transactions from CSV and supported sources.
- Schedules & Reports: Recurring transactions and spending insight.
- MIT Licensed: Free to use, audit, and host.
Why Choose Actual?
- YNAB’s subscription adds up yearly.
- Mint-style free tools disappeared or filled with upsells.
- Financial data is among the last things you want only in a SaaS silo.
- Simple enough for personal use, serious enough for real budgeting.
Docker Deployment
services:
actual-server:
image: actualbudget/actual-server:latest
container_name: actual
restart: unless-stopped
ports:
- "5006:5006"
volumes:
- actual-data:/data
volumes:
actual-data:Open the server URL, create a budget file, and connect official clients to your sync URL over HTTPS in production.
Getting Started
- Deploy Actual server (or start desktop-only).
- Create a budget and categories.
- Import recent transactions.
- Assign money to envelopes each month.
- Enable HTTPS and backups for the data volume.
Full Setup Guide
actualbudget.org · github.com/actualbudget/actual. Host with Dokploy.
